Zach Rector recently pointed to a noticeable shift in how large financial institutions discuss XRP. In a video shared with his audience on X, he focused on Franklin Templeton’s recent statement. The emphasis was on structure, function, and portfolio relevance. That change in tone signals XRP’s increasing presence in institutional research rather than retail commentary. Rector highlighted how this messaging reflects internal conviction. Asset managers of Franklin Templeton’s scale do not publish casual endorsements . Their public explanations tend to mirror how products are presented to professional clients. XRP, in this case, appeared as infrastructure. It appeared as a component with a defined role inside digital asset portfolios. Franklin Templeton pushing XRP pic.twitter.com/qGLJd9CXMB — Zach Rector (@ZachRector7) December 31, 2025 Franklin Templeton’s View on the XRP Ledger In the video, Rector referenced comments from Roger Bayston, Head of Digital Assets at Franklin Templeton. Bayston described the XRP Ledger using direct and functional language. He stated that the XRP Ledger is “a payments-first blockchain enabling real-time, low-cost settlement and cross-border transaction efficiency.” That description avoided abstraction, focusing on settlement speed, cost control, and payment utility . This approach aligns with how institutions evaluate blockchain networks. They prioritize reliability, throughput, and finality. XRP fits that evaluation model due to its long operating history and consistent performance. XRP as a Portfolio Component Bayston addressed XRP’s position within diversified portfolios. He stated, “Within a diversified digital portfolio, we view XRP Ledger’s native token XRP as a foundational building block given its market cap significance.” That statement carries institutional weight. Franklin Templeton manages assets measured in trillions of dollars. Its research language reflects internal risk frameworks and compliance standards. Calling XRP a foundational building block places it alongside assets viewed as structurally important rather than speculative. We are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 Market capitalization plays a role in that assessment. Liquidity and depth matter for large allocations. XRP meets those requirements more effectively than many newer tokens due to its large supply . This factor supports its inclusion in institutional products. Spot XRP ETF Adds Context Franklin Templeton has also launched its spot XRP ETF . That development adds substance to its commentary. An ETF requires regulatory approval, custody infrastructure, and internal alignment. It also requires confidence that the underlying asset can support institutional demand. The ETF launch aligns with the firm’s explanation of XRP’s utility. This reinforces the idea that it serves a practical role within digital finance rather than a narrative-driven one. The product structure matches the language used in its research. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on X , Facebook , Telegram , and Google News The post Franklin Templeton Drops XRP Truth Bomb appeared first on Times Tabloid .
