Ripple has reached a new regulatory milestone in the UK, one that quietly reshapes its position in one of the world’s most important financial markets. On January 9, 2026, the company confirmed it had secured approval for both an Electronic Money Institution license and Cryptoasset Registration from the UK’s Financial Conduct Authority. The announcement signals a clear expansion of Ripple’s regulated footprint and sets the stage for deeper integration with UK financial institutions. Cassie Craddock, Ripple’s Managing Director for the UK and Europe, called the move a major step forward for regulated digital asset use in the UK. Ripple has spent years building regulatory relationships and infrastructure in the UK, while steadily growing its presence in London. With regulatory clarity in place, Ripple can scale its payments business in the UK through licensed channels. The future of regulated digital assets payments in the UK has arrived! Ripple has officially secured approval of both an EMI license and Cryptoasset Registration from the UK's FCA. Who better to explain what it means than our UK and Europe Managing Director @CraddockCJ .… pic.twitter.com/q2xyeJQXEF — Ripple (@Ripple) January 9, 2026 FCA Approval Expands Ripple Payments The EMI license and cryptoasset registration allow Ripple to expand Ripple Payments across the UK, adding to its growing list of licenses from around the world . UK institutions can now send cross-border payments using digital assets within a regulated framework. Ripple Payments manages fund flows for customers and connects them to a global network of payout partners. The platform operates as an end-to-end solution. Ripple handles blockchain integration and operational complexity directly. Businesses can launch digital payment services without building internal infrastructure. The focus remains on speed, transparency, and reliability in global settlements. According to the official blog post , Ripple President Monica Long said finance is “rapidly moving beyond pilots into a new era where blockchain and digital assets serve as critical infrastructure for the global economy .” She added that expanding Ripple’s licensing portfolio supports instant value transfer at scale. We are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 A Game-changer for XRP This regulatory approval directly strengthens XRP’s role within Ripple’s payments ecosystem. Ripple builds its products on the XRP Ledger, where XRP is the native asset for settlement. As Ripple Payments expands in the UK, demand for efficient liquidity becomes more relevant. XRP is designed to support fast, low-cost settlement across borders, which aligns with the needs of regulated payment providers. It serves as the bridge asset within this system, and greater access to licensed institutions increases its real-world usage. That clarity lowers friction for adoption and supports consistent transaction flow through the XRPL. As utility expands, market participation tends to follow usage. Liquidity improves when assets support active settlement demand. Over time, sustained utility can influence XRP’s price discovery through organic network activity rather than speculation. This license positions XRP closer to institutional payment flows in a major financial hub. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on X , Facebook , Telegram , and Google News The post Big News for XRP: Ripple Records Fresh Win in the UK appeared first on Times Tabloid .
