A key U.S. digital asset market structure bill is moving rapidly through Congress, according to a recent update shared by crypto influencer Xaif Crypto. The development points to imminent committee markups and a legislative timeline that could see the bill reach President Donald Trump before the end of the first quarter of 2026. For market participants holding major digital assets such as XRP and Bitcoin , the update underscores a pivotal phase in the federal effort to establish comprehensive rules for the crypto sector. The update highlights that the bill has entered a decisive procedural stage. Committee markups, which represent lawmakers’ first opportunity to formally amend and refine the legislation, are expected to begin imminently. This step is widely viewed as the practical start of the enactment process, signaling that negotiations have progressed beyond preliminary discussions and into actionable lawmaking. BREAKING; U.S. Market Structure Bill is moving toward committee markups, and insiders say it could land on the President’s desk by the end of Q1 2026. If you hold assets like $XRP or $BTC , this is the update you can’t ignore. pic.twitter.com/j39ASJo0tE — Xaif Crypto | (@Xaif_Crypto) January 8, 2026 Industry Perspective Confirms Accelerated Timeline Additional clarity was provided through a video accompanying the update, featuring commentary from Cody Carbone, Chief Executive Officer of the Digital Chamber. Speaking during the first week of January, Carbone indicated that committee markups were scheduled to begin the following week, emphasizing that the legislation is advancing quickly. He framed this phase as the formal kickoff toward enactment and stated that his working assumption is for the bill to reach the president’s desk by the end of Q1 2026. Carbone’s remarks suggest strong alignment between industry advocates and lawmakers on the urgency of establishing regulatory certainty. His comments also imply that the current congressional session has prioritized digital asset policy, reflecting growing recognition of the sector’s size and systemic relevance. What the Bill Seeks to Define In response to questions from other X users seeking clarification, Xaif Crypto outlined the core objectives of the proposed legislation. Central to the bill is the question of regulatory jurisdiction, specifically determining whether a digital asset falls under the oversight of the Commodity Futures Trading Commission as a commodity or the Securities and Exchange Commission as a security. This distinction has long been a source of uncertainty for issuers, exchanges, and investors. We are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 The legislation also aims to establish clear rules for exchanges and banks regarding how digital assets can be listed, traded, custodied, and used within the financial system. These provisions are designed to create uniform standards for operational safety and compliance, potentially reducing legal ambiguity for regulated institutions. Stablecoins represent another major component of the bill. According to Xaif Crypto’s explanation, lawmakers are weighing limits and rules around stablecoin yields, an area where traditional banks have expressed concern about competition from digital platforms offering higher returns. The outcome of this debate is expected to shape how stablecoins are integrated into both cryptocurrency markets and the banking system. Impact on the Digital Asset Market If enacted within the projected timeline, the market structure bill would mark a significant step toward regulatory clarity in the United States . The progression toward committee markups indicates that federal policymakers are moving decisively, a development closely watched by investors and institutions alike as the crypto sector awaits long-sought legal certainty. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on X , Facebook , Telegram , and Google News The post If You Hold XRP or Bitcoin, This is the Update You Can’t Ignore appeared first on Times Tabloid .
