In the fast‑evolving world of blockchain, some developments defy early skepticism and reshape market expectations. That shift recently unfolded in the XRP ecosystem, as a vocal crypto commentator publicly reversed his stance on a major XRP Ledger upgrade . What once seemed ill‑fated suddenly emerged as a potential turning point for institutional adoption and real‑world financial integration. Jungle Inc Crypto News first highlighted this dramatic turnaround, emphasizing how a new institutional‑grade financial infrastructure on the XRP Ledger (XRPL) is gaining traction. The pundit initially dismissed these advancements as impractical. Now, he believes they could catalyze deep engagement from banks, asset managers, and global enterprises. Institutional Lending Protocols on XRPL A core factor in the sentiment shift is XRPL’s movement toward native institutional lending. The network is introducing a protocol‑level lending system, designed to meet regulatory standards and the credit needs of institutions. Unlike typical DeFi models that rely on pooled, volatile assets, XRPL’s framework enables fixed‑rate, credit‑oriented lending with off‑chain underwriting. This model aligns closely with traditional finance workflows, making it more appealing to risk‑averse entities. Ripple XRP: I was wrong… This Will be HUGE !! https://t.co/PvuJfWLd8o via @YouTube — Jungle Inc Crypto News (@jungleincxrp) December 21, 2025 This lending evolution, anchored in amendments like XLS‑65 and XLS‑66, signifies XRPL’s transition from simple settlement rails to compliant on-house credit markets. Institutional players can now issue loans, allocate collateral, and manage risk directly on-chain. Real‑World Asset Tokenization In parallel to lending, XRPL has also strengthened its real‑world asset (RWA) tokenization capabilities. Partnerships such as the one with Ondo Finance have brought OUSG tokenized U.S. Treasuries to XRPL , accessible 24/7 via RLUSD, Ripple’s enterprise‑grade stablecoin. These tokenized assets create low‑risk, high‑liquidity instruments that appeal to institutional capital seeking regulated, on-chain investment options. The success of OUSG — with hundreds of millions in total value locked — underscores the magnitude of XRPL’s institutional appeal. These on-chain treasuries compete with similar products from financial giants and help position XRPL as a multifunctional hub for real‑world finance. Payments and On‑Demand Liquidity Ripple’s On‑Demand Liquidity (ODL) service continues to validate XRP’s fundamental utility. In 2024, ODL processed over $15 billion in cross‑border payments, a 32 percent year‑over‑year increase. This sustained growth highlights how XRP and RippleNet operate beyond price speculation, rooting demand in real transaction flows. We are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 ODL’s expansion across global corridors reinforces the narrative that utility use cases like payments and settlement form the foundation of XRP’s long‑term value, especially in enterprise contexts where cost, speed, and compliance matter. Stablecoins and Cross‑Chain Integration RLUSD — Ripple’s dollar‑pegged stablecoin — plays a pivotal role in XRPL’s institutional story. It bridges traditional finance and digital rails by enabling compliant 24/7 minting and redemption of tokenized assets. Recent developments show RLUSD’s integration across multiple blockchains and strategic partnerships with major financial platforms, increasing XRPL’s liquidity and market reach. This interoperability amplifies XRPL’s utility, as institutions can move value seamlessly across ecosystems while maintaining regulatory standards. Shifting Narratives: Utility Over Hype The commentator’s journey from skepticism to endorsement mirrors a larger theme in crypto today: utility outweighs speculative narratives. While XRP ETF inflows have garnered attention, institutional infrastructure and real‑world utility are the pillars likely to sustain enduring growth. With native lending, tokenization, and compliant financial primitives, XRPL’s evolution signals a maturation that could attract the very capital traditional DeFi has long sought. By embracing these advancements, XRP holders and market observers may be witnessing a structural shift toward institutional adoption and financial integration that extends far beyond price cycles and short‑term hype. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on Twitter , Facebook , Telegram , and Google News The post Pundit to XRP Holders: I Was Wrong. This Will Be Huge appeared first on Times Tabloid .
