As Ripple (XRP) Stays Rangebound, Traders Shift Focus to a High-Growth Crypto at $0.04

Ripple (XRP) is stuck in a range and is yet to regain key levels due to lack of momentum in price. While short-term gains seem unlikely for traders in XRP, other alternative crypto coins with long-term growth opportunities within the DeFi crypto sector are under consideration. Mutuum Finance (MUTM) , which is in Presale Phase 7 priced at $0.04 presently, is one coin within this category. While most other cryptocurrencies are mere speculative instruments for traders, Mutuum Finance is developing a new-age lending and borrowing system. The project’s presale uses dynamic pricing, where the token costs higher with every new phase. Investors buying today are guaranteed a profit even before the MUTM token enters the open market. The presale stages increasing in price makes this DeFi crypto project conducive for early investors looking for the next big thing in the market. Ripple (XRP) Displays Weak Structure Looking at Ripple (XRP) from a high-timeframe standpoint, it can be observed that it now exhibits a weaker chart pattern, having created many bull traps. The price now finds itself back within the lower part of its channel and even breached it, leaving little space for an upside movement. Though a short-term rebound towards the middle part of its channel at levels of $2.3-$2.5 might not be difficult, overall technical analysis concludes that a possible scenario will find it retest levels of $1.7-$1.4 if another shakeout for BTC takes place. A new bull turn will require a confirmed close over $2.8, which has not happened yet, making only range trades feasible at the moment. Mutuum Finance Presale Traction While XRP has been displaying poor market performance, Mutuum Finance is making headlines as the best crypto to buy during its fast-paced presale. The project has breezed through Presale Phase 6, entering Presale Phase 7, which is also filling up fast. Presale Phase 7 is very crucial as it is the final stage where buyers can acquire MUTM for only $0.04, making it a standout DeFi crypto opportunity. Since the presale started, Mutuum Finance has accumulated $19.52 million, and the total number of MUTM token holders now reaches 18,650. The token price has already experienced a 300% appreciation in price compared to the Phase 1 price of $0.01. But analysts say this is just the beginning for this DeFi crypto. Here’s why: Buy-backs and Staking Buyback and staking in Mutuum Finance is intended to aid the MUTM coin by giving it a value-correlated presence in the market. From the revenue generated by the platform, a part will go toward the purchase of MUTM tokens available in the open market, which will then be redistributed to stakers. This rewards long-term commitment to the project to ensure more token growth. MUTM has become an attractive asset for investors who seek to enjoy the benefits of a DeFi crypto with inherent thrusts of value. Buying today at $0.04 means enjoying presale growth by the time MUTM hits $0.06 at launch, as well as additional gains as adoption grows post-launch and tokens buybacks build more value. Early analyst predictions say MUTM could reach $0.50-$1 shortly after launch. This puts current buyers in a position to reap 1150%-2400% gains. A $500 investment today could grow to as much as $12,500 if this growth materializes. However, waiting until MUTM goes live to buy could shrink this profit margin by $4500 to just $8000 assuming the investor catches the $0.06 listing price. MUTM’s presale rewards those who get in early. Protocol Resilience Mutuum Finance focuses on effective risk management. Each supported asset is assigned specific loan-to-value (LTV) limits and liquidation thresholds, adjusted based on asset volatility. Stable assets like ETH and USDT can have LTVs of up to 75% with an 80% liquidation threshold, while more volatile tokens are capped at around 40% LTV with tighter liquidation triggers. As a borrower, a $10,000 ETH deposit allows you to borrow up to $7,500, while still retaining full ownership of your ETH. This provides flexibility by allowing borrowers to access liquidity without selling their assets. If ETH later gains 100%, the borrower still benefits from that upside while having used the asset as collateral for a loan. Lenders, on the other hand, receive mtTokens minted 1:1 to their deposits. For instance, 10,000 USDC mints 10,000 mtUSDC. The mtUSDC then accrues yield, typically ranging between 10–15% APY. This structure creates a win-win situation for both lenders and borrowers. By ensuring the platform remains consistent and stable, Mutuum earns the trust of the users, which attracts higher levels of capital inflow, as well as consistent activity on the platform. The higher the level of confidence in the platform, the higher the level of use, which enhances the value of the token itself. In a season where Ripple (XRP) finds itself struggling to keep up, the clear choice for growth is Mutuum Finance, costing a mere $0.04 in Presale Phase 7. With a considerably large pot of $19.52 million in funding, 18,650 unique holders and a strong DeFi ecosystem, MUTM combines early-stage success with utility, making it the best crypto to buy right now. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://mutuum.com/ Linktree: https://linktr.ee/mutuumfinance