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Hi Mutual Society (HMS) is a blockchain project developed and operated by Qfund, the largest online crowdfunding platform in Asia. HMS intends to build up a decentralized Mutual Society using blockchain technology and deliver relevant services in the healthcare and insurance industries. On the insurance industry, the HMS aims to introduce digital currencies systems to eliminate the inflation risk and store the sensitive data collected during the insurance period on the blockchain, keeping it safe from external attacks. Regarding the healthcare system, the HMS team plans to mitigate the long payout period and high reject rate by implementing the smart contract feature to improve the system efficiency.

The HMS token is an ERC-20 compliant token that will be used as the medium of exchange within the platform.